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Regional Managers job at Opportunity Bank Uganda | Apply Now
Are you looking for Management jobs in Uganda 2024 today? then you might be interested in Regional Managers job at Opportunity Bank Uganda
Kampala, Uganda
Full Time
About the Organisation
Opportunity Bank Uganda Limited (OBUL) is a Commercial Bank licensed and regulated by the Central Bank of Uganda. OBUL offers tailormade products and services for Individuals, micro, small, medium and large sized enterprises.
Opportunity Bank Uganda Ltd (OBUL) is a member of Opportunity International, a global microfinance institution that provides access to financial services in 27 Countries globally serving over 2 Million customers with Savings, Credit and other transformational services aimed at transforming the lives of low income earners.
Job Title
Regional Managers job at Opportunity Bank Uganda
Opportunity Bank Uganda
Job Description
To provide leadership and overall direction of business growth in the region/assigned branches, oversee the growth of quality loan portfolio and deposits, while maintaining a balance between social and financial goals.
Duties, Roles and Responsibilities
Key Result Areas:
1. Business growth (Sales management and Customer satisfaction
To supervise and control implementation of the regional growth strategy and expansion plans in line with the approved budget and timelines
To personal sales activities targeting high end potential customers (SMEs, Corporates, Cooperatives, etc)
To conduct visits to existing and potential customers in order to understand customer expectations, complaints and areas of improvement
To ensure that branches are optimally staffed in line with the budget and growth strategy
In conjunction with the branch managers and marketing unit, plan and supervise execution of sales activities in the region in order to achieve regional performance targets.
To ensure that all staff members in the region have a clear understanding, acceptance and are able to communicate the bank’s policies and procedures
Ensure that all staff members in the region have a clear knowledge and understanding of the banks products and service.
Ensure that all staff in the region are trained on sales and apply sales techniques when interacting with potential and existing customers.
To ensure that all branch premises in the region are well maintained in line with the branch-maintained standards.
2. Internal Controls and Portfolio Quality (Ensuring Compliance, Spot checks, Loan approvals, Knowledge management)
To manage the loan asset quality of the region ensuring that all branches meet their respective asset quality thresholds.
On a bi-weekly basis to chair loan recovery committee meetings for branches where PAR30D is above 5%
Conduct regular spot checks to branches as follows;
1. Participate in at least 2 credit committees below his/her approval limit per month per branch in the region
2. Have at least 1 customer or group visit per month per branch in the region
3. Perform at least 5 policy knowledge interviews with staff in a month
4. Perform at least 1 cash snap check per month per branch
5. Verify that all head office communications have been properly communicated and cascaded to the staff
Ensure that branch manager responds adequately and timely to all findings in the audit report
Review audit reports with the branch managers and submit responses to CRO.
Ensure that resolution plans for each finding are created in an audit tracker/follow up strategy for BM, RM and Management.
Ensure that all findings are resolved according to the action plan and tracker/strategy.
3. Risk Management and Compliance
Review and discuss specific findings (risk, audit and supervision) with the BM and ensure implementation of the agreed action plans.
Ensure that all disciplinary actions based on the internal checks and internal audit findings are brought to the attention of HR.
Escalate all noncompliance issues and suspicious activities to the compliance department.
Identify risk factors and establish frameworks to mitigate risk in the Department making sure there is a faster mechanism in place to enable quick and early detection and escalation of issues when they arise.
Ensure compliance with Finance policies and procedures, BOU regulations, budget parameters, and procedures and the risk management framework operational within the Bank.
Responsible for closure of audit, risk and BOU findings /reports, and helping resolve issues raised as well as ensuring no repeat findings.
4. People Management
Ensure good understanding and acceptance of the OBUL Mission, Vision and code of conduct among all employees in the region
Manage directly performance of Branch Managers in the region. Supervise the performance management of other branch staff and participate in the performance management process where necessary
Recommend to CRO inter branch relocations of the first line staff (teller, banking officers and relationship officers) in order to close gaps and improve efficiency.
Initiate other regional staff movements (promotion, demotion, transfer, termination, etc) in liaison with HHRM to the CRO for CEO’s approval
Ensure good team spirit and staff motivation in the branches. Propose and supervise team building activities such as sports among others in order to nature the team spirit.
Perform coaching and mentoring of the branch managers on leadership skills, staff management techniques and business growth skills.
Manage success planning in the region by identifying and supporting the development of high potential staff in the branches in liaison with HR
Ensure that all staff in the region have the necessary skills to efficiently perform their duties. Where there are gaps, identify and communicate training needs to CRO and HHRM
Participate in the interview and training of staff when call upon and when necessary
Ensure to communicate/cascade key management decision to all staff in the region
Recommend staff in the region for confirmation in service
5. Planning reporting and other duties
Provide daily, weekly and monthly reports to the CRO on the performance of the region and key issues that require the attention of management.
Develop annual growth strategies and expansion plans based on the market potential and the banks over strategic plan.
Participate in the development of annual budgets for the region
Report timely unresolved IT or administration issue to the CRO
Report all structural issues related to the banking services to the CRO timely.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
Qualifications & Experience
University degree preferably in a business-related discipline. Masters is an added advantage.
At least 5 years of experience in the banking sector
At least 3 years of managerial experience
Personal skills and abilities
Leadership and excellent communication skills
Advanced people management and motivation skills
Good understanding of sales management and customer service
Good understanding of credit and risk management
Proven report writing and presentation skills
Good knowledge of Ms. Office. Knowledge of the core banking system is an added advantage.
How to Apply
Interested candidates should send their signed application letters, academic documents, together with their curriculum vitae in one PDF Folder clearly stating the job title in the subject line to recruitment@opportunitybank.co.ug
Deadline: 11th November 2024 by 5:00 Pm