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Officer: Credit Policy and Governance job at Capitec Bank Ltd South Africa | Apply Now
Are you looking for Bank jobs in South Africa 2024 today?, then you might be interested in Officer: Credit Policy and Governance job at Capitec Bank Ltd South Africa
Stellenbosch, Western Cape, South Africa
Full Time
About the Organisation
Capitec Bank is a South African retail bank and financial services company. As of February 2024 the bank was the largest retail bank in South Africa, based on number of customers, with 120,000 customers opening new accounts per month.
Job Title
Officer: Credit Policy and Governance job at Capitec Bank Ltd South Africa
Job Description
Date: 6 Sep 2024
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by: 12th September 2024 .
We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Duties and Responsibilities
To contribute towards managing and deploying business improvement initiatives through engaging with stakeholders and facilitating the drafting, approval, publication and maintenance of credit policies and credit governance documents across the credit value chain, in line with credit governance standards.
Defining the overall business credit requirements with consideration to process efficiency, credit risk, compliance, and local legislation and proposing solutions that fully address credit requirements.
Analyzing, researching, designing, recommending, and implementing innovative credit policies and credit processes while maintaining compliance with relevant legislations.
Ensuring policy decisions help create the right target portfolio, in line with credit risk framework, and meet group strategic and regulatory requirements.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications and Competencies
Minimum:
2-3 years in banking, focusing on policies and governance
Experience in process development and policy documentation
Ideal:
Bachelor’s Degree in Business Administration or Commerce
Experience in delivering credit policies or an internal audit function
Qualifications (Minimum)
A relevant tertiary qualification in Business Administration or Commerce
Qualifications (Ideal or Preferred)
Bachelor's Degree in Business Administration or Commerce
Knowledge
Minimum:
Relevant legislation
Credit life cycle
Credit products
Business risk and compliance (controls and measures)
Ideal:
Credit policy knowledge across the credit life cycle
Process mapping
Skills
Attention to Detail
Business writing skills
Communications Skills
Interpersonal & Relationship management Skills
Planning, organizing and coordination skills
Conditions of Employment
Clear criminal and credit record
How to Apply
APPLICATIONS FOR THIS POSITION MUST BE ONLINE
Click the "Apply Button" Below to submit your Application