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Head of Small & Micro Business job at PostBank | Apply Now
Are you looking for Management jobs in Uganda 2024 today? then you might be interested in Head of Small & Micro Business job at PostBank
Kampala, Uganda
Full Time
About the Organisation
PostBank Uganda Limited is one of Uganda's most esteemed financial institutions, known for its dedication to delivering reliable banking services across the nation. Established with a mission to promote financial inclusion and foster economic development, PostBank has grown to become a trusted name in the Ugandan banking sector.
History and Growth
PostBank Uganda Limited has a rich history that dates back to its inception as a savings bank within the Uganda Post Office in the 1920s. Over the decades, it evolved to meet the changing financial needs of the population. In 1998, it was incorporated as a limited liability company, marking a significant milestone in its journey toward modernization and growth.
Today, PostBank operates an extensive network of branches and ATMs across Uganda, ensuring that even the most remote communities have access to essential banking services. The bank continues to expand its footprint and enhance its service offerings to meet the diverse needs of its customers.
Vision and Mission
Vision: To be the leading provider of inclusive financial services in Uganda.
Mission: To provide reliable, affordable, and innovative financial solutions to all Ugandans, particularly those in underserved areas, thereby contributing to their economic well-being and the country's overall development.
PostBank Uganda Limited (PBU) is a government owned bank regulated by Bank of Uganda under the Financial Institutions Act, 2004. The bank focuses on being the market leader in advancing financial inclusion.
Job Title
Head of Small & Micro Business job at PostBank
PostBank
Job Description
Job Title: Head of Small & Micro Business
Organisation: PostBank Uganda Limited (PBU)
Duty Station: Kampala, Uganda
Reports to: Chief Retail Officer
The Head of Small and Micro Business is responsible for developing and implementing strategic plans to enhance the growth and sustainability of the small and micro business segment. This role focuses on identifying growth opportunities, enabling sales improvements, refining product offerings, and ensuring the segment meets its overall performance targets.
Duties, Roles and Responsibilities
Responsibilities:
Develop and execute the small and micro strategy and tactical business development plan, considering the market opportunity/growth potential, existing capabilities and risk appetite.
Select target markets and refine customer propositions to enhance the banks’ existing capabilities and competitive position.
Provide essential support to small and micro businesses across the network, ensuring their growth and success.
Innovate and customize products and service offerings tailored to the small and micro business segment.
Ensure the integrity of our lending practices to maintain a high-quality book.
Define measurable business growth objectives and management processes.
Foster a service-based sales culture to spur business growth and relationship management.
Conduct regular engagements to review goals, assess progress and optimize team performance.
Recognize and reward sales performers in line with the approved parameters.
Collaborate with internal teams to ensure coordinated efforts and alignment with overall business objectives.
Manage and design mitigants to all risks associated with this line of business
Ensure compliance with all regulatory requirements.
Carry out any other duties as may be assigned by the head of department or management.
Business Behaviours:
The ability to communicate clearly both verbally and in written form in a professional manner is deemed essential.
Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
Takes clear accountability and focuses on delivery of broader corporate goals.
Ability to take decisions and progress towards goals in conditions of uncertainty.
Ability to demonstrate positive image and role model PBU’s values and leadership behaviours.
Must be a person of impeccable integrity.
Financial Responsibility:
Manage the small and micro business budget.
Achieve the agreed financial targets related to revenue growth, customer acquisition, product mix as well as balance sheet.
Responsible for cost control and keep within agreed SME budgets.
SERVICES
COMMERCIAL
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INDUSTRIAL
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RESIDENTIAL
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COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
Qualifications:
A degree in finance, Business Administration, Economics, or a relevant field.
Certified banking qualification or master’s degree is an added advantage.
Relevant practical training in SME business growth in the financial services sector.
Strong critical thinking, analytical and problem-solving skills.
Excellent verbal and written communication skills.
A minimum of 7 years’ experience in a banking environment with at least 4 years in the relationship management function.
Proficiency in business development, customer service, relationship/people management skills, negotiation, leadership, marketing, selling and credit analysis.
How to Apply
The following documents should accompany the application: Cover letter, Detailed CV, and Copies of academic documents all as one file.
Online applications addressed to Chief Human Resource Officer, PostBank Uganda.
Send application to hr@postbank.co.ug with job title as subject.
Deadline: 22nd November 2024 by 5.00pm