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Credit Risk Officer Careers – PostBank Uganda Limited (PBU) | Apply Now
Are you looking for Administrative jobs in Uganda 2024? If yes, then you might be interested in Credit Risk Officer Careers – PostBank Uganda Limited (PBU)
Kampala, Uganda
Full-time
About the Organisation
PostBank Uganda Limited is one of Uganda's most esteemed financial institutions, known for its dedication to delivering reliable banking services across the nation. Established with a mission to promote financial inclusion and foster economic development, PostBank has grown to become a trusted name in the Ugandan banking sector.
History and Growth
PostBank Uganda Limited has a rich history that dates back to its inception as a savings bank within the Uganda Post Office in the 1920s. Over the decades, it evolved to meet the changing financial needs of the population. In 1998, it was incorporated as a limited liability company, marking a significant milestone in its journey toward modernization and growth.
Today, PostBank operates an extensive network of branches and ATMs across Uganda, ensuring that even the most remote communities have access to essential banking services. The bank continues to expand its footprint and enhance its service offerings to meet the diverse needs of its customers.
Vision and Mission
Vision: To be the leading provider of inclusive financial services in Uganda.
Mission: To provide reliable, affordable, and innovative financial solutions to all Ugandans, particularly those in underserved areas, thereby contributing to their economic well-being and the country's overall development.
Job Title
Credit Risk Officer Careers – PostBank Uganda Limited (PBU)
Job Description
The role of a Regional Relationship Manager in Enterprise Banking involves managing and growing relationships with large business clients within a specific region. This position focuses on understanding client needs, providing tailored financial solutions, and ensuring client satisfaction.
Duties and Responsibilities
Client Relationship Management:
Client Acquisition: Identifying and acquiring new enterprise clients within the assigned region.
Client Retention: Maintaining and strengthening relationships with existing clients to ensure long-term loyalty.
Account Management: Acting as the main point of contact for enterprise clients, addressing their needs and resolving issues promptly.
Financial Solutions and Services:
Needs Assessment: Conducting detailed assessments of client financial needs and business goals.
Product Offering: Recommending appropriate banking products and services, such as loans, treasury management, and cash management solutions.
Customized Solutions: Developing tailored financial solutions to meet the unique needs of each enterprise client.
Business Development:
Market Analysis: Conducting market research to identify opportunities for growth and understanding industry trends.
Sales Strategies: Implementing sales and marketing strategies to expand the bank’s market share within the region.
Networking: Building and maintaining a network of business contacts and potential clients.
Risk Management:
Credit Analysis: Assessing the creditworthiness of clients and making recommendations for credit approvals.
Compliance: Ensuring all client interactions and transactions comply with regulatory requirements and internal policies.
Risk Mitigation: Identifying potential risks in client portfolios and developing strategies to mitigate them.
Performance Monitoring:
Targets and Goals: Setting and achieving sales and relationship management targets.
Reporting: Preparing regular reports on client activity, pipeline development, and financial performance.
Feedback Collection: Gathering and acting on client feedback to improve services and client satisfaction.
Team Collaboration:
Cross-functional Collaboration: Working with internal teams, such as product development, credit, and operations, to deliver comprehensive solutions.
Mentorship: Providing guidance and mentorship to junior relationship managers and other team members.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications and Competencies
Educational Background: Bachelor’s degree in finance, business administration, economics, or a related field. A master’s degree or MBA is often preferred.
Experience: Several years of experience in banking, with a focus on relationship management and enterprise banking.
Skills and Competencies:
Financial Acumen: Strong understanding of financial products, services, and market dynamics.
Sales Skills: Proven track record of sales and business development success.
Analytical Skills: Ability to conduct thorough financial and risk analyses.
Communication Skills: Excellent verbal and written communication skills for effective client interactions.
Interpersonal Skills: Strong relationship-building and interpersonal skills.
Problem-solving Skills: Ability to develop creative solutions to meet client needs.
Professional Certifications (Optional):
Certifications: Relevant certifications, such as Chartered Financial Analyst (CFA), Certified Treasury Professional (CTP), or other financial designations, can be advantageous.
Technical Proficiency:
Software Knowledge: Proficiency in financial software, customer relationship management (CRM) systems, and Microsoft Office Suite.
Personal Attributes:
Customer-focused: Strong commitment to client satisfaction and service excellence.
Goal-oriented: Driven to meet and exceed performance targets.
Ethical Standards: High level of integrity and adherence to ethical standards in banking.
How to Apply
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
Please send your application to hr@postbank.co.ug addressed to the Chief Human Resources Officer and put the job you are applying for as the Subject (Strictly).
Note:
The following documents should accompany the application strictly online:
Detailed CV
Certified copies of academic documents
Applicants address and day time telephone contacts
Postal/email address and daytime telephone contact of three referees of good standing in society one of which should be your current Supervisor.
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