Credit Portfolio Manager job at Standard Chartered Bank | Apply Now

Job Title:  Credit Portfolio Manager (Uganda based), Furaha Venture – SC Ventures 1

Organisation: Standard Chartered Bank Uganda Limited

Duty Station: Kampala, Uganda

About the Company:

Job Summary:   

Key Duties and Responsibilities:

Portfolio Management, Performance analysis and Risk Assessment and Mitigation

• Analyze portfolio performance data to identify opportunities for improvement.

• Prepare regular reports on portfolio performance for senior management.

• Use financial models and tools to project future portfolio performance.

• Oversee the performance and risk management of a loan portfolio.

• Develop and implement strategies to optimize portfolio performance.

• Monitor and analyze portfolio metrics to identify trends and potential issues.

• Conduct risk assessments and credit analysis for existing and potential loans.

• Implement risk mitigation strategies to protect the portfolio from potential losses.

• Ensure compliance with internal policies and external regulatory requirements

Strategy and Business

• Support the development of Furaha’s strategy in country along with culture based on purpose-driven business goals, continuous innovation, agility, empathy, and respect.

• Foster a culture of compliance and good conduct to establish the company as a model of strong governance amongst peers

• Support product development and third party partnerships that will complement the Furaha’s mission of purpose-driven loans.

• Remain abreast of relevant industry developments, including competitive changes, to inform strategy and business development.

Policy and Procedure Development

• Develop and maintain policies and procedures for portfolio management.

• Ensure all loan portfolio activities are conducted in accordance with established policies and procedures.

• Execute and support in setting up various operational and transactional processes related to credit management and mitigation

• Implement business and governance review cadences as appropriate.

• Review reporting obligations to partner(s), regulator(s) and the shareholder(s); and assure accuracy and timeliness.

• Manage engagement with external stakeholders at the necessary regularity.

People and Talent

• Make the company a place that talented, ambitious, purpose-driven individuals aspire to work for

• Manage performance, wellbeing, and engagement by creating a culture of achievement and satisfaction.

• Role model the company values and behaviours, consistently promoting and reinforcing them.

• Conduct regular 1:1s and annual performance & development reviews to ensure a high level of performance and continuous coaching and feedback.

Governance, Regulatory and Business Conduct

• Ensure independence, timely responses and escalation of risks and issues where it is felt that risk tolerance of the company is exceeded.

• Oversee the development of controls for the Company for all risk types as set out in the relevant Risk Management Frameworks.

• Collaborate with other governance, risk, and compliance teams within the Group and SCV to anticipate horizon risks that may have a significant impact on the Company and support the development of effective strategies to mitigate such horizon risks, including global standards for conduct of business.

• Ensure swift remediation of any regulatory breaches or incidents

• Insofar as they relate to regulatory and financial crime compliance, ensure details of developments are provided giving rise to a material risk that serious regulatory breaches or breaches of risk tolerances (as agreed by the Board from time to time) may occur

• Display exemplary conduct and live by the Group’s and Furaha’s Values and Code of Conduct.

• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct.

• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters