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Credit Officers jobs at Eleglance Finance Limited | Apply Now
Are you looking for Fresher Finance jobs in Uganda 2024 today? then you might be interested in Credit Officers jobs at Eleglance Finance Limited
Entebbe, Uganda
Full Time
About the Organisation
Eleglance Finance Limited is a privately owned microfinance institution dedicated to delivering benefits of financial services tailored to individuals, groups and SMEs that find it challenging to access services from mainstream banks. Our investment goes beyond providing capital but creating innovative solutions tailored towards the financial needs of a growing private equity. We opened doors in May 2012 and have since then expanded to several branches with our headquarters in Entebbe.
Job Title
Credit Officers jobs at Eleglance Finance Limited
Eleglance Finance Limited
Job Description
As a Credit Officer you will be responsible for managing and assessing loan applications, ensuring that applicants meet the required creditworthiness standards. They work closely with clients to evaluate financial information, review credit history, and verify necessary documentation. Their primary objective is to minimize risk for the lender by conducting detailed assessments, making recommendations, and supporting loan disbursements.
Duties, Roles and Responsibilities
Key Responsibilities:
Loan Assessment: Evaluate loan applications, analyze credit data, financial statements, and other necessary documentation to assess applicants' ability to repay loans.
Client Interaction: Meet with potential clients to discuss loan requirements, explain terms and conditions, and answer questions regarding the lending process.
Risk Management: Conduct credit checks, verify employment, assess collateral, and analyze debt-to-income ratios to determine risk levels and recommend approval or denial.
Record Keeping: Maintain accurate and up-to-date records of all loan applications, approvals, denials, and other transactions.
Collections Support: Assist with delinquent accounts by coordinating with the collections department and implementing strategies to reduce overdue payments.
Compliance: Ensure all loan processes adhere to company policies, as well as local laws and regulations.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
Qualifications, Skills and Experience:
The ideal candidate must be holding a Bachelor’s degree in any business-related course from a reputable University.
Minimum of 1 years’ experience in credit management
Candidates must be below 25 years of age.
Skills
Strong analytical skills with attention to detail
Effective communication and customer service skills
Knowledge of financial regulations and credit analysis tools
How to Apply
All suitably qualifying candidates should send their application and updated CV together with copies of certified academic and professional certificates, (saved as one PDF document) to hr@eleglancefinance.co.ug.
Deadline: 30th November 2024.
NB: Only shortlisted candidates will be contacted. Please note that canvassing and lobbying will lead to automatic disqualification of the candidate. Female Candidates are encouraged to apply.
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