Share this Job
Credit Analyst job at NCBA Bank | Apply Now
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Credit Analyst job at NCBA Bank
Kampala, Uganda
Full Time
About the Organisation
NCBA Bank is a dynamic financial institution dedicated to empowering individuals and businesses with innovative, customer-centric banking solutions that drive economic progress and financial inclusion. With a mission centered on delivering accessible, efficient financial services, the bank has earned widespread recognition for its strong reputation, commitment to excellence, and strategic agility in evolving markets.
The new NCBA has harnessed the power of both NIC and CBA to create a bank that brings together the best of both worlds — from cutting-edge mobile banking to good old-fashioned relationship management; from scalable business banking to financial services that grow as your business does; from the best-in-class choice of products to investment solutions tailored to your specific needs.
Originating from a rich history of financial innovation, NCBA Bank has continually adapted its business model to integrate cutting-edge technology and robust risk management practices, ensuring a broad reach and sustained market leadership. The bank fosters an inclusive work culture that prioritizes employee growth, diversity, and work-life balance, offering extensive career opportunities and flexible work arrangements that underscore its value proposition.
Grounded in core values such as integrity, accountability, and customer satisfaction, NCBA Bank is also deeply committed to corporate social responsibility, actively engaging in initiatives that promote community development, environmental sustainability, and financial literacy. For more information, visit [Company Website].
Job Title
Credit Analyst job at NCBA Bank
NCBA Bank
Job Description
Job Title: Credit Analyst
Organisation: NCBA Bank Uganda Limited
Duty Station: Kampala, Uganda
To support the Credit Analysis Unit and the Relationship Managers in day-to-day management of an assigned portfolio and provide credit analysis on key assigned credit relationships. Coordinate key activities associated with the assigned portfolio of accounts with the intention of monitoring acceptable credit risk and maximizing the bank’s return from each client.
Duties, Roles and Responsibilities
Prepare and submit credit proposals in conformity with Credit Policy guidelines and requirements in liaison with the Relationship Manager and to maintain a high standard of credit analysis.
Collect and analyse vital data on clients i.e. annual reports, management accounts, interim reports, industry reports and all press cuttings etc. to acquire in-depth knowledge which will facilitate comprehensive review of assigned accounts relationships and relationships assigned to Relationship Managers.
Obtain account statistics and profitability figures for facilities review/appraisal purposes and ensure that information provided is accurately completed and that relevant remarks are incorporated in the credit proposal.
Ensure timely annual reviews of all existing clients’ facilities.
Monitor and track all set covenants through maintaining an up to date covenants tracker. Communicate all breaches to the Business teams and follow up on issuance of breach letters, effecting any penalties and other remedial actions.
Prepare excess approval requests/notification for all excesses.
Support the RM to achieve set income targets (Interest income and Non-interest income) by ensuring that all required fees are captured in the Offer Letters, penalties are implemented and annual review fees are picked.
Drive brand visibility by Cross-sell other Bank Products.
Make recommendation for existing and prospective customers under the various loan products and submit to the appropriate final authority within established turnaround time.
Attend expeditiously to queries / routine correspondence directed towards the Credit Analysis Unit generally emanating from Clients, Credit Administration, Risk Control, Audit branches and customers.
Accompany the RM on client visits and file call reports.
Maintain professional and technical knowledge by attending and contributing to training programmes, educational workshops, reviewing professional publications, establishing personal networks, participating in professional structures & studies
Be self-driven and directed. Build excellence in coaching, problem solving, Presentation, communication and writing skills.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
Any Degree from a recognised university
Credit Management, Accounting or Banking Qualification
Experience
At least 3 years relevant experience in credit analysis
Professional Training
Professional qualifications in ACCA, CPA, CFA etc. are an added advantage
Possession of a credit certification course will be an added advantage
Strong general banking expertise
How to Apply
All candidates who wish to join NCBA Bank are strongly encouraged to apply online at the Apply Button below.
Related Jobs
.png)
.png)
