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Business Banker (North) job at Housing Finance Bank | Apply Now
Are you looking for bank jobs in Uganda 2024 today? then you might be interested in Business Banker (North) job at Housing Finance Bank
Kampala, Uganda
Full-time
First incorporated as a private limited company in 1967 as Housing Finance Company Uganda Limited, carrying out business as a non-banking credit institution providing mortgage finance and also accepting savings deposits from the public. We became licensed and regulated by Bank of Uganda as a commercial Bank in 2007 to carry on business of a banking under the Financial Institutions Act and changed into a public limited liability company known as Housing Finance Bank Limited.
Business Banker (North) job at Housing Finance Bank
Housing Finance Bank
Provide a pro-active business banking sales and service management function that will retain and grow a portfolio of SME customers by identifying and implementing value adding and specialized financial product solutions from a range of standard and/or customized offering.
Key Result Areas
• The Business Banker will ensure adherence to the service standards and provide excellent customer service.
• Receive and verify customer documents for account opening, loan facilities, account amendments and any other customer instruction.
• Acquire new business relationships and accounts while growing the portfolio balance sheet as per set targets.
• Manage credit and operational risk in account opening and loan processing.
• Manage the loan portfolio through active participation in branch Credit Committee meetings, monitor/manage pre-Non-Performing Loans (NPLs) and fully recover bank funds.
• Develop and execute an operational plan to support the branch and the Bank's overall business strategies while delivering targeted achievements on business and institutional client growth, fees/commission, and interest income.
• Ensure the provision of adequate and efficient relationship management to business and institutional clients, in terms of quick transaction turnaround and resolution of their queries/problems.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Skills & Experience:
• A minimum of two years sales experience in branch business banking
• Good knowledge of the Business Banking value proposition
• Knowledge of risk management and credit principles of banking
• Understanding of financial statements.
• Strong numeracy skills
• Business and financial advisory skills
• Credit and Financial Analysis skills
• Strong communication skills
Business Behaviours:
• Ability to adhere to all reporting and record-keeping requirements as outlined by Branch Management, head office stakeholders and duly mandated external parties to ensure compliance to internal and regulatory standards.
• Managing the end-to-end process for all account relationships opened and credit applications initiated to ensure a smooth deal flow whilst meeting / exceeding revenue targets
• Excellent inter-personal skills to enable interaction and the establishment of positive relationships with all Bank employees and support departments.
• Able to maintain professional internal and external relationships that meet the Bank’s core values.
Financial Responsibility
Financials: Performance on the following variables.
• Transaction Disbursement Volumes
• New-to-Bank client acquisition
• Lending growth within targeted segments
• Liabilities growth within targeted segments
• Non-Interest Income (Fees and Commissions)
• Interest Income (on all business/institution-related lending disbursements): Yield and Margin
• Portfolio quality
Education & Training:
A bachelor’s degree in business studies or a related field from a recognized university
APPLICATIONS FOR THIS POSITION MUST BE ONLINE
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