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Business & Commercial Banking (BCB) Credit Risk Graduate Programme job at Standard Bank | Apply Now
Are you looking for Business & Commercial Banking (BCB) Credit Risk Graduate Programme jobs in South Africa 2025 today? then you might be interested in Business & Commercial Banking (BCB) Credit Risk Graduate Programme job at Standard Bank
Johannesburg, South Africa
Full Time
About the Organisation
Standard Bank is one of Africa’s largest financial institutions, providing comprehensive banking and financial services across the continent. With a deep-rooted commitment to innovation, excellence, and collaboration, the bank empowers individuals and businesses to grow and thrive in dynamic economies.
Job Title
Business & Commercial Banking (BCB) Credit Risk Graduate Programme job at Standard Bank
Standard Bank
Job Description
This graduate programme offers a hands-on introduction to the Credit Risk function within Business and Commercial Banking. Participants will undergo rotations across different analytical areas to build proficiency in:
Credit Risk Modelling
Digital Lending Strategies
Lending Portfolio Management
Data Management and Visualisation
The program features:
In-depth training by industry experts
Mentorship and professional development resources
Real-world project involvement
Access to long-term career pathways at Standard Bank
Participants will:
Gain insights into the full credit risk lifecycle
Enhance coding abilities in SAS, SQL, and Python
Contribute to the digital transformation of risk strategies
Build dashboards using tools like Power BI and Qlik Sense
Assist in developing and maintaining credit risk models
Support credit portfolio monitoring and report generation
Perform quantitative analytics to improve business strategies
Duties, Roles and Responsibilities
Understand and contribute to the credit risk lifecycle
Build and enhance coding skills in data analysis and modeling
Develop, deploy, and monitor credit risk models
Contribute to digital risk strategy modernization
Design insightful dashboards and reports using data visualization tools
Assist in optimizing digital and automated credit limit strategies
Monitor lending portfolios and support reporting functions
Conduct quantitative analytics and develop challenger strategies

SERVICES
COMMERCIAL

SERVICES
INDUSTRIAL

SERVICES
RESIDENTIAL

SERVICES
COMMERCIAL

SERVICES
INDUSTRIAL

SERVICES
RESIDENTIAL

SERVICES
COMMERCIAL

SERVICES
COMMERCIAL

SERVICES
COMMERCIAL

SERVICES
COMMERCIAL

SERVICES
INDUSTRIAL

SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
Qualifications:Honours or Master’s degree in one of the following (completed or to be completed by 31 December 2025):
Business Mathematics and Informatics (BMI)
Mathematics
Statistics
Data Science
Actuarial Science
Computer Science
Engineering (Financial, Mechanical, Industrial, Electrical, Chemical)
Operations / Operational Research
Risk Analysis / Analytics
Experience:
A maximum of 18 months of work experience (if any)
Additional Requirements:
South African citizenship
Full academic transcripts for undergraduate and postgraduate studies must be submitted
How to Apply
ONLINE APPLICATION ONLY!
Interested candidates are advised that applications for this position must be submitted online. To apply, please click on the "Apply" button below.