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9 Credit Supervisor jobs at Housing Finance Bank | Apply Now
Are you looking for Finance jobs in Uganda 2025 today? then you might be interested in Credit Supervisor jobs at Housing Finance Bank
Kampala, Uganda
Full Time
About the Organisation
First incorporated as a private limited company in 1967 as Housing Finance Company Uganda Limited, carrying out business as a non-banking credit institution providing mortgage finance and also accepting savings deposits from the public. We became licensed and regulated by Bank of Uganda as a commercial Bank in 2007 to carry on business of a banking under the Financial Institutions Act and changed into a public limited liability company known as Housing Finance Bank Limited.
Housing Finance Bank, is a Commercial Bank and the leading provider of housing finance solutions with a vision to be the preferred consumer and business bank with a focus on housing finance.
Job Title
9 Credit Supervisor jobs at Housing Finance Bank
Housing Finance Bank
Job Description
Job Title: Credit Supervisor (9 Jobs)
Organisation: Housing Finance Bank
Duty Station: Kampala, Uganda
The Credit Supervisor will be responsible for the entire credit/loan application process at the branch level which involves the consistent application of credit policy, periodic credit monitoring and reviews of existing customers and the assessment of the creditworthiness of potential loan customers in line with Bank policies and provide oversight to performance of personal bankers.
Duties, Roles and Responsibilities
Responsible for the achievement of the microfinance targets/budgets in terms of growth and quality in the assigned branch.
Oversee approvals of loans in line with Branch/Head Office credit committee, managing the loan administration, monitoring, and recovery processes in compliance with the Bank policies and procedures.
Conduct pre-disbursement field visits to support a detailed loan appraisal process including assessment of the client’s business before Loan approval as per set policies and guidelines.
Monitor repayment of the loans disbursed and support the Personal Bankers with loan recovery.
Organize microfinance arrears review meetings in the assigned branch and follow up closure of actions.
Visit delinquent clients to identify the reason for delinquency and develop various delinquency prevention interventions to ensure qualitative loan portfolio growth.
Conduct spot-checks for loans disbursed by personal bankers and monitor the loan process in line with Bank’s internal controls.
Prepare weekly reports on performance of personal bankers and any ad hoc reports as and when requested by management.
Collect and share feedback from the customers with management regarding their satisfaction on microfinance and IHFL products and services offered by the bank with the aim of improving customer experience and design adapted products based on client’s needs.
Developing and executing plans that will lead to achievement of the microfinance Business Targets in the assigned branch and implement the microfinance Business strategies set by the Bank.
Regularly meet( daily/weekly/monthly) with personal bankers at the assigned branch to identify and propose solutions to issues that may affect them in meeting their individual targets.
Mobilise deposits from existing and new customers to finance the microfinance loan book at the branch.
Responsible for the turn around time for microfinance loans at the branch and following up loans that have been submitted to the Head office for approval or disbursement.
Cross selling of other products and services of the bank to increase the Bank’s income streams from existing customers.
Any other duties may be assigned from time to time by your immediate supervisor and other line managers.
Financial Responsibility
Meet portfolio quality targets.
Meet business growth targets.
Deposit targets.
Staff productivity targets.
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
COMMERCIAL
SERVICES
INDUSTRIAL
SERVICES
RESIDENTIAL
Qualifications, Education and Competencies
An honours degree in Finance, Commerce, Business Administration, Economics, Statistics, Management, or any relevant field.
Relevant certification or practical exposure in Credit Analysis in the financial services sector is preferable.
Skills & Experience:
Must have critical thinking, analytical, attention to detail and problem-solving skills.
Good verbal and written communication skills.
A minimum of 5 years’ experience in a Banking or similar environment with at least 2 in a credit analysis/evaluation/underwriting related role.
Advanced, computer literacy, numerical skills, and statistical skills.
Team player, ability to work under pressure and in position to exercise excellent judgment.
Business Behaviours
The ability to communicate clearly both verbally and in written form in a professional manner is deemed essential.
Has excellent business acumen.
Ability to build functioning working relationships across organizational and cultural boundaries.
Takes clear accountability and focuses on delivery of broader sales targets.
Ability to demonstrate positive image and role model HFB’s values and leadership behaviours.
Must be a person of impeccable integrity.
How to Apply
Interested candidates should submit their applications with a recent CV, copies of all academic transcripts, certificates and testimonials, daytime telephone contact, postal and email address and three competent referees to:
Chief Human Resources Officer
Housing Finance Bank,
Investment House
4 Wampewo Avenue, Kololo
Please take note that all applications should be sent by email to Recruitment@housingfinance.co.ug
DO NOT HAND DELIVER YOUR APPLICATION
Please note ONLY shortlisted candidates will be contacted, and any form of canvassing will lead to automatic disqualification.
Guidelines for submitting Documents.
Ensure that all your documents are scanned and submitted in 1 single batch using the following order:
Application letter
Curriculum Vitae (CV)
Academic Documents and Certificates
The maximum document size is 10 MB.
Please indicate the name of the position you are applying for in the subject.
Deadline: 12th February 2025 by 5:00pm
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